April 23, 2026

However, unfortunately for your friends, this is a classic case of ‘When what you think is really good news is actually bad news’. Let me explain.

All traditional retirement savings account dollars are taxable. So if they saved $2 million in a traditional

IRA or a company-sponsored retirement savings plan, they have to pay tax on those dollars at some point.

The IRS will force them to start paying tax on those dollars at RMD age, which is currently age 73.

April 16, 2026

The continual ‘tick’ sound is the typical sound of a bomb about to go off. Fortunately, for most of us, that sound is only heard in the movies. However, this sound may now be a very realistic reality in real life concerning your traditional IRA, 401(k) and 403(b) retirement savings plans. So, what are you going to do?

April 15, 2026

Most people set up their workplace retirement account once and never look again. If you landed
in a target-date fund by default, you may be paying more than necessary, growing more slowly
than you should and taking far less control than you realize you can.

April 11, 2026

When it comes to passing money on to their heirs, most people think it goes through their will and/or trust. However, many times the majority of assets people own are passed on through beneficiary designations. And unfortunately, many people don’t understand this and/or make some critical mistakes when it comes to naming beneficiaries on their assets.

April 2, 2026

Many companies across America are reducing their workforce to save money. One of the ways they do this is by offering early buy-out opportunities or voluntary retirement to select employees. If you are offered one of these packages, how do you determine whether you should take it?

March 23, 2026

The month of March is basketball tournament time, and the theme for this time in the season is ‘Survive and Advance.’ In order to continue playing and prevent the season from being over, you have to win to move on to the next round. In today’s ever-changing and volatile financial world, your retirement plan has to be set up to survive and advance as well.