Leaving Nothing Unattended.

At Hayes Advisory Group, the client’s lifestyle and goals are central – there’s no other way. Once we get to know you, your aspirations for this chapter in life, and your risk tolerances, we can take the pieces and reconstruct your plan. Our philosophy is to preserve your lifestyle, regardless of the economic environment, and grow your assets so you can do what you want and give back to the people and causes you care about. To give you a plan that covers the necessary bases, we look at everything from wealth management to estate planning, tax efficiency, social security planning, rising healthcare costs, inflation, and more. At Hayes Advisory Group, we view your retirement holistically – ensuring to the best of our ability that all the components in your plan point towards your version of a successful retirement.

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Drive To Serve Under Fiduciary Duty.

Fiduciary Duty

[fi·du·ci·ar·y] [du·ty]

Fiduciary involves trust, especially with regard to the relationship between a trustee and a beneficiary. As independent investment advisor representatives with specific licenses, we are held to a strict fiduciary duty. This means we are required, by law, to act in the best interest of our clients at all times.

For over 30 years, Brian Hayes has dedicated himself to establishing a company that prioritizes client interests and educates them about the intricacies of their finances. Brian’s journey had humble beginnings. He started working for an insurance company with limited tools and options being pressured to fill sales quotas. After a few years in this role, he realized his true passion lay in crafting customized, comprehensive retirement plans encompassing multiple philosophies and vehicles for maximum growth, protection and tax efficiency.

Our Services

Hayes Advisory Group is a professional, independent Retirement and Estate Planning firm specializing in the areas of wealth management and preservation, asset protection, tax efficiency planning, income planning, healthcare planning and wealth transfer and distribution. We are specialists who manage personal retirement plans for a select group of pre-retirees and retirees to set up and maintain their retirement plans for maximum growth, protection and tax efficiency, based on each client’s specific goals, objectives and desires.

Income Planning

It has been said that if you don’t have a retirement income plan, then you don’t have a retirement plan. Having a well thought out income plan is one of the most important parts of any retirement plan. We carefully coordinate all available income sources and asset allocations to make a plan that works best for your specific situation for lifetime income with maximum tax efficiency.

Tax Planning

Tax strategies are a key part of protecting your wealth during retirement. With 75,000 pages of IRS tax code, it’s easy to miss tax savings opportunities. We use the best strategies at our disposal to mitigate your tax liability and help you keep more of what you’ve built. Fortunately, we have been able to get many of our clients into a position of paying zero taxes in retirement.

Wealth Management

Our Wealth Management services are designed to empower you to build, preserve, and grow your wealth through tailored, strategic solutions. Our signature approach, adaptive portfolio management, ensures your investments remain agile, responding dynamically to market fluctuations, your evolving risk tolerance, and your long-term aspirations—whether you’re accumulating wealth or transitioning into a secure retirement. Whether you’re planning for major life milestones, such as retirement, purchasing a home, or funding education, or seeking to create a legacy for future generations, our adaptive strategies provide the flexibility and foresight to keep you on track. We prioritize transparency, collaboration, and a deep understanding of your goals to deliver a wealth management experience that is as dynamic as the markets we navigate.

Estate & Legacy Planning

Ralph Waldo Emerson one said, “It requires a great deal of boldness and a great deal of caution to make a great fortune, and when you have it, it requires ten times as much with to keep it” Building wealth becomes truly rewarding when you can share it with your loved ones. To ensure a seamless transfer, we collaborate with estate planning attorneys, guiding you to optimize tax benefits and establish effective distribution strategies for your beneficiaries.

Healthcare Planning

It’s important to strike a balance between having the coverage you need and keeping the wealth you’ve built. From Medicare guidance to planning for emergency services, we aim to help you feel confident in your plan for health care costs.

Social Security Planning

You have paid a lot of money into the Social Security system, and you deserve to get as much back from Social Security as possible. This takes strategy, and we are experts in the Social Security planning arena. In fact, we are one of the very few firms in the country that has the ‘Registered Social Security Analyst Designation. This is a professional certification offered by the National Association of Registered Social Security Analysts (NARSSA) that demonstrates expertise in helping individuals and families make the optimal decisions for claiming Social Security benefits. RSSAs complete an online training program, pass a competency exam, and gain access to specialized software to provide personalized Social Security benefit optimization strategies to help you determine how and when to elect your Social Security benefits to maximize your benefits over your lifetime.

Empowerment And Freedom.

The backbone of Hayes Advisory Group is helping empower our clients through education and personalized retirement plans. You’ve lived on your terms, and we believe you deserve to live your retirement in the same manner – independent and free.

Who We Are

We are not a financial sales firm, and we do not sell financial products. We are an educational rooted financial firm that provides personal strategic planning, advice, and recommendations to our clients based on their unique situation. We then build, implement, and maintain our clients’ financial and retirement plans with the proper tools to best fit and align with their goals, objectives, dreams, and values. We are proud of our unparalleled, client-centric approach that prioritizes your needs before our own.

What Our Clients Say About Us

Find out what some of our clients are saying about Hayes Advisory Group.

Mark And Marita B.

<p>“We have been working with Hayes Advisory Group for nearly 10 years. As we approached retirement, we were in search of an advisor that not only is personable but had the expertise to advise us of investment strategies and is enjoyable to work with. We attended one of Brian’s retirement planning education courses and left with a better understanding of how they will protect and grow our investments with tax efficiencies. We knew we didn’t have the skills or time to manage on our own and believe they truly care about us.</p> <p>Brian provided us with the knowledge and understanding of all options available to us as well as the key investment strategies to diversify our nest egg to protect from market down-turns while providing growth.</p> <p>Hayes Advisory Group has other experts in their respective fields who they work with and can recommend for legal, insurance, advisory needs.”</p>
Gary And Sherry B.

<p>“My wife and I now have used Hayes Advisory Group for many years. We have been more than satisfied for the following reasons.</p> <ol> <li>Education- from the initial educational session to every time we meet, Brian and his team have always taken the time to offer various recommendations along with reasons for them. I also now understand the value of using a fudiciary to manage our retirement funds.</li> <li>Availability- We meet with them at least annually and if there are any questions they are always available to provide answers to our questions in a timely manner.</li> <li>Responsiveness- If a change needs to be made with a strategy or a tool, they clearly explain the reason and we act on it quickly.</li> <li>Performance- There have been several ups and downs during the past several years. Although we are currently withdrawing from our plan, they have continued to grow. I know I could not do that myself.</li> <li>Bottom line- I don’t worry about the performance of our funds.”</li> </ol>
Brian H.

<p>“When my dad passed away, I reached out to Brian at Hayes Advisory Group to help my mom consolidate the retirement plans and investments that they had built together over their lifetimes. Brian was able to take several complex and confusing accounts and move everything into managed accounts that made sense. My mom gained a significant peace of mind knowing that Brian was looking after their hard earned wealth.</p> <p>The financial legacy that my parents left behind for my family is incredible. Since mom’s passing, Brian has worked with my brother and me to setup the proper accounts that will allow us to continue that legacy for generations. Brian and his team make it easy for us to use our money when we need to, while ensuring that our money grows in most advantageous ways.</p> <p>We are thankful to have the team of professionals at Hayes Advisory Group that take such great care of our financial future.”</p>
Wally B.

<p>“I have realized that one’s retirement plan is a continual work in progress and an ongoing strategic decision flow that is necessary in managing one’s holistic retirement plan. For me, my wife of 50 years passed away two years ago and this not only changed my life, but it also changed how I needed to look at my retirement plan. Brian was there to once again advise and guide me on my options on how best to manage my retirement accounts, minimizing the impact of now being a widow and single.</p> <p>It has been seven years since taking the PREPARE retirement planning course and meeting Brian Hayes. As a result, I became a client of The Hayes Advisory Group. Through Brian’s knowledge, guidance and support, we have grown my initial investment into a solid, resilient and flexible retirement plan that has yielded double digit annual growth over this time. Brian has guided me in establishing a balanced and sound tax structure in optimizing my retirement savings. Plus, he has become a good friend.”</p>
Elizabeth Z.

<p>“I have been a client of Hayes Advisory Group for more than 15 years. My husband and I met Brian Hayes at a retirement planning education course. What brought my attention to Brian was the statement that his recommendations are solely based on the client’s best interests. We had still a few years to retire, but he maintained regular contact with us providing updates on market conditions.</p> <p>Over the years Brian organized many educational programs in person or as webinars informing us about upcoming changes in taxes or new market developments. He has maintained regular contact with me, and when my husband passed away, he provided updates and advice on portfolio performance. It’s very easy to get an answer from Brian, he always writes back almost immediately even if it’s very late at night. I think Hayes Advisory Group is the standard for a fiduciary advisor and is committed to providing unbiased advice. The company has grown to the point that Brian sends his clients a “Market Conditions Update” every Monday and he also airs a weekly Radio Show. I salute him because his hard work is very much visible.”</p>
Bill P.

<p>“My wife and I have had the pleasure of working with Brian and his team for the past eight years as we have planned for retirement. Throughout that time, they have been consistently responsive to our questions and proactive in keeping us informed about market changes and necessary adjustments. Brian has provided thoughtful guidance, and we have felt confident in the decisions we have made with his support.”</p>

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